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Home Ownership

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

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Welcome, to 49th Street Mortgage

49th Street Mortgage Company – Where Partnerships Meet Promises. Our company was created to give consumers and partners the peace of mind that their needs and promises will be met from start to finish. At 49th Street Mortgage Company, we offer more than just mortgages. With every home closing, we open doors to more homes, more impact, more support, and more growth

Loan Program Options

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Conventional Loans

A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.

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FHA Home Loans

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

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VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no ...

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Jumbo Loans

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $766,550 in...

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Glossary

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Loan Programs

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Mortgage News

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Checklist

The list of documents you need to get started

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View our Recent Blogs

Mortgage Rates, Inflation, and a Buyer-Friendly Market: How to Navigate Your Next Home Purchase
Mortgage Rates, Inflation, and a Buyer-Friendly Market: How to Navigate Your Next Home Purchase

While economic indicators like inflation and Federal Reserve policies are important, the current increase in housing inventory and slower price growth present a promising opportunity for homebuyers.

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What the Fed’s Expected Rate Cut Means for You—and Four Key Questions to Watch
What the Fed’s Expected Rate Cut Means for You—and Four Key Questions to Watch

Explore how the Fed’s expected rate cut and recent election outcomes could impact economic policy, inflation, and job growth—what this means for borrowers and the broader economy.

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Debunking Scary Myths About Buying a Home
Debunking Scary Myths About Buying a Home

Buying a home is one of the biggest financial decisions you’ll make, but it doesn’t need to be scary.

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